2025 Bank Holidays

Below are the federal holidays for 2025. Please keep all of these dates in mind throughout the year as you create and initiate your ACH files. 

New Year's Day - Wednesday, January 1

Martin Luther King Day - Monday, January 20

Presidents Day - Monday, February 17 (SFB offices to remain open)

Memorial Day - Monday, May 26

Juneteenth - Thursday, June 19

Independence Day - Friday, July 4

Labor Day - Monday, September 1

Columbus Day/Indigenous Peoples' Day - Monday, October 13

Veterans Day - Tuesday, November 11

Thanksgiving Day - Thursday, November 27

Christmas Day - Thursday, December 25 

No ACH files, remote deposit files or wires will be transmitted on Federal Reserve Bank holidays. This is especially true when a holiday falls on a Thursday or Friday, as most ACH payroll related files are submitted on Wednesdays and Thursdays with effective dates of Thursday or Friday. Even though SFB is open on a federal holiday (Presidents Day), all ACH files will be for the following business day.